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Web19 Jan 2024 · There are two types of interest rates: APY. Annual percentage yield is the amount you earn per year on your savings. A high APY will help your savings grow year over year. APR. Annual percentage rate is the amount you pay on debt. A low APR will help you save money on your mortgages or loans. Interest rates from banks vs. credit unions Web6.673%. Points. Mortgage points, or discount points, are a form of prepaid interest you can choose to pay up front in exchange for a lower interest rate and monthly payment. One mortgage point is equal to about 1% of your total loan amount, so on a $250,000 loan, one point would cost you about $2,500. 0.908. Web5 Apr 2024 · Download this single image. Fixed Housing Interest Rates. Download this single image. Housing Interest Rates – Outstanding Loans. Download this single image. Australian Business Lending Rates. Download this single image. Chart Pack 5.58 MB. the learning institute